Mexican combo

Mexican Combo
1 pound ground beef
1 medium onion, diced
1 medium green pepper, diced
2 tablespoons chili powder
1 1/2 cups hot water
6 cups shredded sharp Cheddar cheese
1 (16 ounce) can red kidney beans
Salt and pepper to taste
Brown ground beef, onion and pepper in a large skillet, using fork to break up meat. mix chili powder and water; pour over meat mixture. Simmer for 5 to 10 minutes. Add cheese, beans with juice, salt and pepper. Simmer until cheese melts. Be careful not to let it burn.